Lightning storms can wreak havoc on homes and businesses, especially when it comes to HVAC systems. A direct lightning strike or even a nearby strike can send a surge of electrical energy through an HVAC system, causing significant damage. When this happens, policyholders are left wondering, can the system be repaired? Is replacement necessary? And, once a claim has been filed, adjusters need to know, what is the best course of action. When can an HVAC system with lightning damage be repaired?
At Zap Consulting, lightning losses are our bread and butter. We've handled countless lightning claims for HVAC equipment, and we know the importance of fair, accurate, and unbiased repair versus replacement recommendations. This blog will guide you through the key factors to consider when deciding between repair and replacement after lightning damage to an HVAC system.
When Can an HVAC System with Lightning Damage Be Repaired?
The answer isn't always straightforward. A few key factors need to be considered to determine if the HVAC system can be repaired or if a full replacement is required. Here's what you need to know:
1. Severity of the Damage
Lightning surges can result in minor damage, like blown fuses or damaged capacitors, or they can cause catastrophic failure, such as a burnt-out compressor. When the damage is isolated to smaller, replaceable components, repair is often feasible. However, if the damage extends to critical components like the compressor or control board, replacement may need to be considered more closely.
2. Age of the System
Older systems may rely on outdated refrigerants like R22. This can complicate replacement options, depending on the damage sustained. Older systems could also result in difficulty sourcing parts for repairs. An unbiased third party like Zap Consulting can handle the legwork in researching repair part availability for older systems, as well as determine if any compatibility issues are present.
3. Cost Comparison: Repair vs. Replacement
When evaluating a lightning-damaged HVAC system, consider the cost of repair versus replacement. A thorough diagnostic evaluation is key to determining the cost of repair and completing an accurate cost comparison. It is important to keep in mind that every situation needs to be evaluated on a case-by-case basis.
Best Practices for Adjusters
When dealing with lightning damage claims, it’s essential to work with experts who have extensive experience in assessing HVAC systems. At Zap Consulting, our team of expert field technicians and in-house analysts provides thorough evaluations to ensure accurate repair versus replacement recommendations. We consider all aspects, from the extent of the damage to the system's age and the cost implications, to help adjusters make informed decisions.
Need expert guidance on a lightning damage claim? Contact Zap Consulting for a comprehensive evaluation and recommendation tailored to each unique situation.